Our Homeowner stories are about relationships, and it’s relationships that drive people to want a better life, to succeed, to do right by the people they love.
A house, a community, a Habitat build site is where these relationships play out.
At Habitat we help families help themselves. Our homeowners receive the financial education they need, help with building their houses and understanding on how to pay an affordable mortgage.
Interested in Homeownership?
Becoming an action hero in your own Habitat story is both exciting and rewarding. The process is straightforward and every step you take our dedicated staff is there, working alongside with you.
Step 1: Inquire
During the initial phase, interested applicants must attend an orientation, held quarterly. Our next information session is on
Step 2: Apply
After the on-site meeting we move forward with preparing an initial ballpark estimate for your project. Our design team then meets with you at our office to explore the scope of the project and provides a reasonable estimate to accomplish your design goals. We listen to your feedback on how to refine the plan.
Step 3: Qualification
Before an applicant can be approved or denied, he/she/they must meet with our staff and family selection visit and a home visit will be arranged
Step 4: Decision
During this part of the process, your application will be approved or denied. Future homeowners will then begin Home Ownership Education Classes & Sweat Equity Hours.
Step 5: Completion
This is the most challenging part of the process. During this time, you will:
- apply for a loan
- sign a sales contract
- complete the remainder of your sweat equity hours
- close on your home
At this point, you will be a homeowner.
Download our brochure Download Application
For more information, please contact familyservices@habitat-hvl.org.
Working Towards My Home – A Homeowner Story
“There is no doubt in my mind that God led me to Habitat. After I turned my life over to God, good things happened to me. I gained custody of my grandson, four-year-old Isaiah, who had been living in a foster home, and we moved into a two-bedroom trailer. However, I could not get my daughter, eight-year-old Abby, back with me until I could provide a home where each child had a separate bedroom. God worked through Habitat for me to get my family back so I could care for my children.
I really didn’t think I was going to qualify for a Habitat home, and I was so very grateful when I was told that I had been accepted. I’m pleased to be a future homeowner with Habitat, and I’ve been helping to build a beautiful three-bedroom house in Dodd Meadows that will soon be our home. I have enjoyed putting in my sweat equity by working alongside Habitat volunteers and my soon-to-be neighbors, and I have worked on 15 homes.
I also enjoy bringing my kids to see our house. They’ve chosen colors for their rooms and look forward to meeting and playing with the other kids in their new neighborhood. They already know the names of some of these kids. Isaiah, Abby, and I look forward to the day next summer when we have a real estate closing. Then I will be a homeowner. The three of us will live in a decent home in a great neighborhood with other Habitat families. I thank God that I will be able to care for my family in peace and security.”
by Troy, a Habitat Homeowner
Troy’s story is really but one of many that disclose the need for affordable housing in Henderson County and the importance of the Habitat mission. His dream of homeownership and many others like his could not have become a reality without your support. Your support as a HopeBuilder of $20 a month or of any amount you can afford helps a father like Troy build a decent place to call home and to raise his family. Click here to donate now.
